Male holding car keys with car on background

Buying a car online can be a daunting and overwhelming process. However, when you have to find the right second, it can take the pressure of the car buying process to a whole new level. Should you buy an SUV or a truck? Imported or local? Sadly, there is no one size fits all car so your decision should be based solely on your lifestyle, budget, and predilections. While it is quite normal to want a car that is attractive and sleek, there is a lot more that should go into your decision. So which second-hand car is right for your needs and lifestyle? Here is how to choose:

Pick a type

Cars primarily come in two varieties, that is, two-door varieties or coupes or four-door varieties, which are commonly referred to as sedans. You might also want to decide whether you want to invest in an SUV, many of which come with four-wheel drive options for challenging terrains. If you are looking for a vehicle for your business, you should consider something like a truck, which will help you transport your goods on a regular basis.

Determine the space you need

Next, you will have to determine the amount of space that you will need, which will be based on the size of your family or lifestyle. The more people that currently reside in your household, the more space you are likely going to need. If you have a big family, station wagons and SUVs should be your best bet. However, if you are looking for something smaller, hatchbacks and sedans might be more your speed.

Look at your location

Once you have determined the amount of space that you will require, you will have to look at your lifestyle, your residence and how your new car will fit into it all. For instance, if you need a family vehicle but reside in an apartment building with limited parking, you should be looking for a small car. On the other hand, if you have plenty of space to play with, a larger vehicle might serve you better.

Set up your budget

Unless you have the money to pay cash upfront for your car, you should seriously think about some of the financing options that are in place. Figure out how much money you can afford to allocate to car payments at the end of every month. As a rule of thumb, your car payments should not exceed 15 % of your monthly income.

Weigh the total cost of owning the car

Some cars are cheaper to own and maintain than others. Even if two cars are being sold for the same price, one can depreciate faster than the other so you should consider your options very carefully. Before you commit to a specific model, try and estimate how much it is going to cost you to own the car long-term. When making these calculations, remember to include maintenance and fuel costs, the total cost of insurance, as well as the depreciation. If you do not find what you want in your price range, then you will have to expand your search. Follow these tips and you will find it easy to buy your dream car.